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Insurance and surety-related collateral expertise

Our dedicated team understands the challenges and costs associated with posting collateral. That's why we offer simple and comprehensive alternatives to letters of credit (LOCs) for your insurance and surety-related collateral requirements.

Provider checklist

Questions to consider when choosing a collateral trust provider

View the checklist
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The trust advantage

Our trust products provide direct advantages for your business:

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Cost consideration

The trust is usually significantly less expensive than an LOC.

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Income from trust

The income from the trust is the property of the depositor.

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Assets with depositor

The assets in the trust generally remain on the books of the depositor vs. liability.

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Accepted form of collateral

The trust is a widely accepted form of collateral in the insurance, captive, reinsurance, corporate deductible, and ILS industries.

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Draw-down characteristics

The draw-down characteristics are similar to those of an LOC.

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Time savings

Unlike the LOC, the trust does not need to be renewed each year, eliminating the time and effort needed for the LOC renewal process.

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Multi-use

The trust can often replace multiple LOCs posted to the same carrier.

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The Computershare advantage

Dedicated teams

We resolve multifaceted inquiries in a single conversation, saving you time so you can focus on strategic decisions.

Fast onboarding

Our document experts coordinate with deal parties to provide pre-closing guidance and manage the transition from closing through handoff to relationship management.

Accuracy in action

When partnering with Computershare, you’ll feel the relief and confidence that comes from unparalleled accuracy, as well as the ability to handle multiple transactions.

Rapid response

Computershare Corporate Trust reacts to market changes quickly and in real time. Your dedicated team of experts will act with speed and accuracy no matter the need, so you can rest assured your deals will stay on track.

Why Computershare?

Computershare Corporate Trust is an industry leader with US$6.6 trillion of debt under administration, US$257.7 billion in assets under administration and cross-border capabilities including US$1.5 trillion in funds movements across 75+ currencies in foreign exchange and distributions.

$6.66.6 tn

of debt under administration

$257.7257.7 bn

in assets under administration

$1.51.5 tn

in funds movements

7575+

currencies in foreign exchange and distributions

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*Data for the 12-months ending June 30, 2025. Debt under administration (DUA) includes all issues within the paying agency system of record. All totals are in US dollars. CA$ to US$ exchange rate 0.73493 on June 30, 2025.

Computershare does not provide legal or tax accounting services for its customers. Customers should always consult their own professional tax and legal advisors in connection with any effort to qualify a particular transaction for favorable treatment under applicable tax laws and regulations.

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Let's talk

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